Financial Planning
Financial planning built around your needs — fee-only guidance for individuals and families at every stage of their financial lives.
Financial Planning Built Around Your Needs
Financial planning should help you understand where you are today, clarify where you would like to go, and make informed decisions about the resources available to you.
CSLA Financial offers fee-only financial planning services for individuals and families at different stages of their financial lives. Whether you need ongoing assistance with student loans, a broader financial planning relationship, or help with one specific financial question, our services are designed to provide practical guidance based on your circumstances and goals.
Our financial planning services are offered on a fee-only basis. We do not earn commissions from the sale of financial products. As a fiduciary investment advisory firm, we are obligated to place your interests first when providing advice.
Our Financial Planning Process
We begin by learning about your financial circumstances, concerns, priorities, and goals. We also identify the documents and information needed to evaluate your situation.
We review the information you provide and analyze the opportunities, risks, and tradeoffs that may affect your financial plan.
We explain our findings and provide recommendations based on your goals and circumstances. When more than one reasonable strategy is available, we discuss the advantages and disadvantages of each approach.
Depending on the service selected, we help you identify next steps and put the recommendations into action.
Choose the Service That Fits Your Needs
Ongoing guidance for borrowers who want help navigating repayment plans, annual income recertification, Public Service Loan Forgiveness, and changes in federal student-loan rules.
→ Learn MoreAn ongoing planning relationship for individuals and families who want help developing, implementing, and regularly updating a broader financial strategy.
→ Learn MoreHourly financial planning for a specific financial question, decision, or objective.
→ Learn MoreAdvice Without Commission-Driven Sales
Our financial planning recommendations are not based on the sale of a particular investment, insurance policy, or financial product.
You should understand what you are paying, what services you are receiving, and why a recommendation is being made. Our goal is to provide clear, objective guidance that helps you make informed financial decisions with confidence.
Fee-Only Financial Planning
Download our overview document
For a complete description of services, fees and conflicts of interest please review CSLA Financial's ADV Part 2 brochure.