Interactive Financial Planning
A financial plan that evolves with you — ongoing advice, regular progress reviews, and assistance implementing your strategy.
A Financial Plan That Evolves With You
Financial planning is not simply a report or a set of projections. It is an ongoing process of identifying where you are today, clarifying where you want to go, and making informed decisions about how to get there.
Interactive Financial Planning is designed for individuals and families who want continuing advice, regular progress reviews, and assistance implementing their financial plan.
A Collaborative Planning Relationship
Your financial plan is developed around your goals, financial resources, responsibilities, and concerns.
Together, we identify the issues that matter most, evaluate available strategies, and establish practical next steps.
The planning relationship generally includes:
We begin by learning about your current financial position, values, priorities, and goals.
We evaluate your financial information and identify the opportunities, risks, and tradeoffs affecting your plan.
We develop planning strategies and explain the reasoning behind them in understandable terms.
We help you identify and complete the actions needed to move your plan forward.
We revisit the plan as your circumstances, goals, resources, or applicable financial rules change.
Areas We May Address
Depending on your needs, Interactive Financial Planning may include:
- ▸Cash-flow and budgeting
- ▸Debt management
- ▸Emergency savings
- ▸Employee benefits
- ▸Insurance planning
- ▸Investment allocation
- ▸Retirement planning
- ▸College and education planning
- ▸Student-loan repayment
- ▸Tax-planning considerations
- ▸Estate-planning considerations
- ▸Planning for major purchases
- ▸Career or employment transitions
- ▸Coordination of multiple financial goals
Not every planning topic will apply to every client. The scope of the engagement will be based on your needs and the services agreed upon.
What the Service Includes
Interactive Financial Planning generally includes:
- ▸Semiannual planning meetings
- ▸Ongoing review of your financial plan
- ▸Updates following meaningful financial or personal changes
- ▸Assistance implementing agreed-upon recommendations
- ▸Up to approximately 4.5 hours of advisory time each year
Who This Service Is Designed For
Interactive Financial Planning may be appropriate for individuals and families who:
- ▸Want help coordinating several financial goals
- ▸Prefer an ongoing planning relationship rather than a one-time consultation
- ▸Need assistance turning recommendations into action
- ▸Want their financial plan reviewed as circumstances change
- ▸Do not necessarily need investment-management services
- ▸Want access to objective, fee-only financial guidance
Fee
$75 per month
Interactive Financial Planning is separate from investment-management services. Clients are not required to transfer investment assets to CSLA Financial solely to receive financial-planning advice.
Fee-Only Financial Planning
Download our overview document
For a complete description of services, fees and conflicts of interest please review CSLA Financial's ADV Part 2 brochure.